Naples is pretty much the high-rent district on the Gulf coast, but if you do your homework, you will find a wide range of sharply priced real estate options in its dozens of golf communities. Nearly 100 golf courses compete for the attention (and, in many cases, the initiation fees) of the many snowbirds attracted to Naples for its laid-back sophistication. Vacationers looking for winter respite from the frozen north will find attractive condos starting as low as the $100s; others will find a wide range of upscale communities with single-family homes ranging from the $400s. And the beaches of Naples are rarely more than a half hour from anywhere. For a second or year-round home for a relaxing retirement, you could definitely warm up to Naples.