Four of the top 10 on the list are located on the Gulf Coast of Florida –- Sarasota (#2), Venice (#3), Ft. Myers (#9) and Naples (#10). I understand the popularity of Sarasota; it did not strike me as a typical Florida city, which is a compliment, given its active downtown night scene and its strong cultural tradition (e.g. the topnotch Ringling Museum of Art). When customers indicate to me they have a modest budget and a strong inclination to be within a few miles of the Gulf Coast, the real estate professional I work with in the Sarasota area suggests Venice, which is midway between Sarasota and Ft. Myers, and with plenty of golf communities and prices that begin in the high $100s. Ft. Myers is a well-established community with plenty of golf at price points only a bit higher than Venice's. Naples is a bit of a deception in that real estate in a number of excellent communities in the area is much more reasonably priced than many expect; for example, Lennar's Heritage Bay offers a full boat of housing styles at prices that begin in the low $200s for condos and the $400s for "executive" homes. And golf membership in Heritage Bay's fine 27-hole Gordon Lewis golf course is bundled with the price of the home.
Beaufort, Charleston and Myrtle Beach hold down the #5 through #7 positions on the list at Top Retirements. I recently spent a day at Dataw Island, whose reasonably priced homes and two 18-hole golf courses (Arthur Hills and Tom Fazio) are surrounded by marshland only 20 minutes from Beaufort, a charming Low Country burg whose old town is laden with live oaks, Spanish moss and some excellent restaurants, small shops and art galleries. Just as close to Beaufort are the twin communities of Spring Island (on the high end, meaning $1 million+) and Callawassie Island (sweet spot of about $500,000 for a nice home). The two communities share a guarded gate and top-drawer golf, with Spring Island's Old Tabby Links (Palmer Design), which was recently renovated to great applause by raters, and Callawassie's 27 holes by Fazio.
In an odd way, Hurricane Hugo in 1989 seems to have roused the formerly provincial and sleepy Charleston to a peak energy level and has put it on the map as perhaps the most popular southern town for every visitor, and especially for foodies; the restaurants are varied and excellent. With Kiawah Island to the east, Wild Dunes on Isle of Palms to the northeast, and the strongly emerging suburb of Mt. Pleasant also north of the city, Charleston has a wide selection of golf communities to choose on the ocean, on the marsh, or within inland forests. And if you are simpatico with the "new urbanism," check out Daniel Island, within 20 minutes of the city, where some folks live and work, and play on the highly ranked Rees Jones and Tom Fazio layouts.
Myrtle Beach needs no introduction to the golf addicted or beach goers; yet because the area has not rebounded fully from the recession, home prices are still a bargain, especially if you are looking for a cheap annual vacation option. For example, on a recent visit to Pawleys Plantation in the popular Pawleys Island, I noticed a two-bedroom, two-bath unit for sale at under $110,000. An enterprising couple could use it a few weeks a year -– the first tee of the Nicklaus course is a short walk and the beach a five-minute drive -- and rent it out the rest of the year, possibly generating enough net revenue to at least pay the mortgage or provide a tidy return if the purchase were all cash.
If any of these areas are near the top of your list, please contact me and I will be happy to get specific about local golf communities that may match your own interests. Better yet, fill out our online Golf Home Questionnaire, and I will respond with a few initial suggestions of which golf communities match up the best. Our services are without charge or obligation.
For the full list of the most popular retirement areas, please visit TopRetirements.com.