There is an interesting discussion going on at TopRetirements.com about which places are best for retirement (not just golf communities but all communities). Some participating in the discussion have clearly done their homework and have thought deeply about what issues are important in searching for a home and which issues might be best ignored.
One participant, for example, looked at dozens of communities in the southeast before buying a property at Dataw Island "because the grounds are pristine, no unsightly junk anywhere, all of the common areas are beautifully maintained, all houses are reviewed by a board of residents to make sure that setbacks are met...to maintain privacy and a common standard of maintenance of properties. The homeowners own the community and the clubhouse and all amenities, so all decisions are made by elected residents, often with votes of the whole community."
Another participant weighed in on one of my top bugaboos, the obsession of some golf home seekers to focus on no-income-tax states.
"I'm not sure why NH is on the list as a best place. Don't get me wrong, it's a great state, been here for a little over 30 years. But it is not a state to retire in. Sure there is no state income tax or sales tax. But when retired, income is usually less and you're not buying big ticket items. The property tax can kill someone on a fixed income.
"We're in the process of moving to Shallotte, NC," he continued, "where Brunswick County is one of the fastest growing counties in the country. Our property tax will go from 7K to 2K. I'm sure that will easily account for any income or sales tax additions we make."
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